Income Protection Claims
We help you through the Superannuation claims process, helping you get the compensation you deserve.
What is Income Protection?
Income Protection insurance provides you with a monthly payment when you are unable to work for a period of time due to an injury, illness or medical condition. In most cases, you will be covered for around 75% of your salary.
Your Income Protection benefits will be paid for a set period of time, usually 2 years, 5 years or to age 65. You will also need to go through a 30 to 90 day waiting period before the payments start.
You may be eligible to receive Income Protection payments if you are temporarily off work due to an injury, illness, or medical condition.
If you are unlikely to return to work in the future, due to your medical condition, you may also be eligible for a TPD lump sum claim.
We’re here to help
Tell us a little bit about your situation and our friendly team will be in touch.
Can I claim Income Protection if I am receiving TAC or WorkCover benefits?
Income Protection payments are often reduced by other benefits such as WorkCover and TAC, it is therefore recommended you speak to a superannuation lawyer before pursuing a claim.
What if my claim is rejected?
If your Income protection claim is rejected, Zaparas Lawyers can help you challenge the decision.
Time limits apply with rejected claims, so it is important that you see a specialised superannuation and insurance lawyer as soon as possible.
Our dedicated superannuation and insurance claims team at Zaparas specialises in challenging insurer decisions. We will ensure that you are supported and guided throughout the claims process from start to finish.
What We Offer
Free, no-obligation initial appointments
We get to know your story and understand your circumstances.
Home or hospital
appointments
If you can’t come to us, we can come to you.
Case
management
We advocate for your rights and manage discussions with the insurance companies.
Keep you
updated
Our team will regularly update you about the progress of your claim.
No Win,
No Fee
In the unlikely event that we don’t secure compensation for you, we will not charge you for any of our professional fees.
We can help you
find out if you have a claim
Why Zaparas Lawyers?
Many people are not aware of their ability to make a claim through super because it is not common to receive the policy documents.
Every claim is important to us. Our dedicated team of superannuation specialists will approach your claim with skill, knowledge, and care.
Your file will be conducted by a lawyer who specialises and has experience in the area of superannuation claims.
Our team can guide you through the process and help make a claim for a benefit at a time you need it most.
Contact us today for a free, no-obligation initial appointment.
Our Fees
We’ve seen how traumatic and life-changing an injury can be, so we understand how important it is that you don’t have to worry about the financial side of your claim.
Learn More About No Win – No Fee
We are a family business – and we will treat you as one of our own.
FAQs
Have a
question?
We have
the answer.
Income Protection is insurance commonly held in Superannuation funds.
You may be eligible to claim Income Protection if due to an injury, illness or medical condition, you are temporarily unable to return to your pre-injury duties.
Income Protection provides you with a monthly payment when you are unable to work for a period of time.
If you have been receiving contributions into your Superannuation account, you may have default Income Protection cover. A good first step is to check your most recent Annual Statement.
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Helping people across Victoria.
Find your nearest office.
We’re here
to help
Use the form below to leave your details and a member of our team will be in contact. We offer free, no-obligation initial appointments. Further to that, we operate on a No Win, No Fee basis.
