Being injured in a road or transport accident can have negative impacts on everyone involved – those at fault and not. For these reasons, compensation schemes exist around Australia and aim to provide benefits to injured persons to support them back …
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Victoria Posted onClaiming transport accident benefits if you’re at-fault
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Victoria Posted onNew Driver Distraction Road Rules introduced in Victoria 2023
New road rules have been introduced to regulate the use of portable, wearable, and inbuilt devices while driving a vehicle or riding a motorbike. These new rules expand on the already established rules in place for mobile phones and took effect on the 31st of March.
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Victoria Posted onCertificate of Capacity: Everything you need to know
What is a Certificate of Capacity and why do I need one? A Certificate of Capacity is a document that is issued by a medical practitioner to an injured person in Victoria. It is issued for the purposes of claiming compensation …
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Queensland Posted onCan casual workers claim compensation?
Employing casual workers has become increasingly popular for many businesses, particularly in the retail and accommodation and food services industries.
Often the reasons include that they don’t have to pay the same employment benefits as full or part-time permanent staff such as sick or carers leave and annual leave.
And often casual workers think that because their employment status is different in these aspects, this also extends to workers’ compensation.
Rest assured that there are some important exceptions to the benefits casuals are entitled to, and that includes the right to claim workers’ compensation if a casual worker is injured on the job.
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Income Protection: Can an Insurer stop paying my benefits?
What is Income Protection? Income protection insurance is a type of policy that provides financial support to those who are unable to work due to illness or injury. In Australia, income protection insurance is typically offered as an optional add-on to …
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Queensland Posted onWhat to do if your employer doesn’t have workers’ compensation insurance
You’ve injured yourself at work and before you get the chance to lodge a workers’ compensation claim. However, your boss tells you they don’t have workers’ compensation insurance. What do you do? What are your options? Workers’ compensation insurance exists to …
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Victoria Posted onPublic Liability Change: Supreme Court overturns Supermarket decision
Claiming public liability compensation for injuries sustained after a slip in your local supermarket is now wide open. Last year the ACT Supreme Court in Buljat v Coles Supermarkets Australia Pty Ltd [2022] ACTSC 47 ruled against a customer who sustained …
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Victoria Posted onHow to make a TAC claim when injured by an Unidentified Vehicle
Have you been injured as a result of a motor vehicle accident and you are unable to identify the party at fault? In Victoria, if you are injured as a result of a motor vehicle accident, you may lodge a TAC …
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Queensland Posted onWhat to do if injured in an accident with an unregistered or unidentified vehicle (CTP)
Under Queensland law, all vehicle owners are required to take out Compulsory Third Party (CTP) insurance on their vehicles. This is to provide coverage for injuries sustained by other parties in the event of a car accident. This is made easy …
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Victoria Posted onClaiming for medical and like expenses in Victoria
If you’re eligible for a WorkCover claim or a TAC claim, there are a range of benefits you can claim. The WorkCover and TAC schemes in Victoria both provide “no fault” benefits to those injured with an accepted claim regardless of …
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Different Types of Superannuation Insurances Explained
Superannuation is a savings plan for retirement that is offered to employees in Australia. It’s a way for workers to save for their retirement and ensure that they have a steady stream of income once they stop working. In addition to …
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Chronic illness and total and permanent disability claims
Many people who suffer from a chronic illness and are unable to work are unaware of the financial help that may be available to them, such as TPD insurance through your superannuation.